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Welcome to Madad

A New Era of Financial Freedom
Revolutionize your spending habits with Madad, the next-generation Buy Now Pay Later (BNPL) solution. We’re here to empower your financial decisions with our dynamic and comprehensive credit system and wealth management solutions.

A Smarter Way to Pay

Madad offers a unique blend of services tailored to your needs. Enjoy our flexible BNPL options, whether you are looking for short-term, mid-term, or long-term payment plans.

AI-driven Credit Scoring

Our advanced AI-driven credit scoring algorithm analyzes multiple data points of a candidate, including credit score, employment history, spending patterns, and professional insights, for a dynamic, real-time credit assessment. Experience superior consumer experience compared to traditional credit systems with our real-time credit scoring checks1.

Top Deals

Coming soon


Making shopping more effortless

Home Appliances

Don’t need to wait for long buy now and make payment in easy interest free instalment

School Fees

Supporting you with your cashflow

Shop by Category

Shop top global content creators wardrobes and recommendations.

QR Code Generation

Our partners can generate a QR code for collecting offline payments, further simplifying the payment process.

Focus on what matters – your purchases. Whether it’s furniture, home appliances, or school fees, split your payment into 2 or 3 equal payments, or choose installment payments of 4, 6, or 12 months. Welcome to Madad, where your financial freedom awaits

Experience More Time to Pay

With our service, you can divide your purchases into four interest-free installments, whether you're shopping online or in-store1.

The New Normal in Shopping

Embrace 4 interest-free payments. Start shopping now and choose our service at checkout to split your purchases into 4 interest-free payments1.

Zero Interest or Fees

Our service is built on trust, not interest. Rest assured, you won't have to pay extra when you pay on time. No hidden interest. No fees. No catch1.

Catch the Best Deals

You won’t miss out on any deal or coupon with our daily updates on your favorite brands, including exclusive offers from our platform1.

Now Split in 4 in-store with Our Card

Make your payments easier with the devices you use every day. Just tap to pay like any other digital card with our in-store card1.

Top deals

Coming soon

The madad app

Merchant Deals and Discounts

Get exclusive access to merchant deals and discounts based on your day-to-day/monthly needs. Enjoy the freedom of making purchases from partner retail stores & eCommerce platforms with flexible payment options spread over 1 to 2 months1.
  • As a premium service, Madad provides round-the-clock support to its customers, including virtual assistance and hotlines to resolve queries immediately.
  • For our partners, we offer simplified platform management, covering end-to-end loan management for both BNPL and micro lending. Enjoy a quicker, cost-effective launch, and fast time to market with our strong consumer finance platform.
  • For consumers, Madad offers a complete digital UX with digital KYC and a mobile application for fast, safe, reliable transactions on the world’s fastest payments network. Experience the freedom of making repayments at a frequency that works best for you1.
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